Product
Livelihood Credit (Micro enterprise)
Features
- A micro loan ranging from ₹5,000 to ₹15,000.
- The term is usually one year.
- Repayment frequency usually weekly or based on SHG members’ preference.
Social Impact
- A poor woman who is a daily wage earner, could start her own small business using this as seed money.
- Sometimes this amount can be used to improve her existing micro-enterprise.
Livelihood Credit (Livestock)
Features
- A micro loan ranging from ₹8,000 to ₹15,000.
- The term is usually one year.
- Repayment frequency usually weekly or based on SHG members’ preference.
Social Impact
- Poor household could supplement their income with extra income generated from livestock (i.e. Cow, Goat etc.).
- Livestock adds positively to agrarian economy with environment friendly livelihood option.
Livelihood Credit (Agriculture)
Features
- A micro loan ranging from ₹5,000 to ₹12,000.
- The term is usually from 12 weeks up to one year.
- Repayment frequency usually weekly or based on SHG members’ preference.
Social Impact
- A small vegetable garden can supplement the income of the poor family.
- During farming season, this amount helps the farming household to buy seeds, fertiliser and other farming needs.
Asset Micro-insurance (Livestock)
Features
- In association with United India General Insurance, Sreejan offers livestock insurance for cow.
- Premium is around 6% of the sum-assured.
Social Impact
- By protecting the livelihood asset such as cow from adverse events, the poor household can ensure their livelihood without interruption.
Health Micro-insurance
Features
- In association with United India General Insurance, Sreejan offers health micro-insurance for the SHG member and her family members.
- Annual premium is ₹120 for member and her dependent.
Social Impact
- Insured members will get ₹50,000 sum-assured if encountered with accident.
- This will protect their family in case of health emergencies.
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