Impact Assessment

It’s proved that every £100 ($155) investment in livelihood finance or every £100 ($155) small loan to a poor woman from a
household of four (including two children):

Income generation (Poverty reduction)

The micro-investment can generate a household income of £600 ($930) annually. The entire family could afford food, shelter and other basic needs.


With an annual income of £600, the family could now save at least £150 per year. She would now have a formal savings account and increased household savings would increase further investment.


This economic assistance would enable the parents to send their two children to school. Hence, two more children are now in the primary education system.

Reduction in child labour

With primary education accessible, the system would miss two more child labours as their mother could now afford basic needs for the family.


With excess income of few thousand rupees per annum, the family could now tackle sudden health problems through basic sanitation, essential medicines and vaccination for the children.

Woman empowerment

With more freedom in controlling source of family income, the borrower could exercise her dignity as woman, and exercise her socio-political rights.

£100 investment = £600 income generation + £150 annual savings + Primary education of two children + Reduced chances of two children becoming child labour + Increased health & sanitation + 1 socio-economically empowered woman.

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